Terms & Conditions

Terms of Service

DealMaker® Terms of Service
Last updated: January 19, 2023

1. Welcome to DealMaker, a website and software system (the “Site”), created and owned by Novation Solutions Inc. o/a DealMaker (“we”, “us”, or “DealMaker”). DealMaker is a software platform used primarily by corporations and limited partnerships to facilitate communications, transactions, and other capital markets activities. By using this Site, you acknowledge your understanding that DealMaker is not a (i) broker-dealer, (ii) registered funding portal or (iii) investment adviser and that DealMaker does not provide advice, guidance in making investment, nor recommendations.


By logging in and using the Site, you represent that you (1) are over the age of 18, (2) have the right and authority to legally bind yourself or your company, firm and/or employer to these Terms, (3) have not been previously suspended or removed from the Site by DealMaker, and (4) are not a competitor of DealMaker or acting on behalf of any such competitor.
These Terms of Service include all of the terms contained herein, including the DealMaker Privacy Policy linked below (“Terms”).
IF YOU DO NOT AGREE TO ALL OF THESE TERMS OR CANNOT TRUTHFULLY MAKE SUCH REPRESENTATIONS, SELECT THE “DECLINE” BUTTON AT THE END OF THISAGREEMENT AND DO NOT USE THE SITE OR SERVICE. By selecting “accept”, you agree on your and your company’s, firm’s or employer’s behalf to be legally bound by all these Terms, including any additional guidelines and future modifications hereto.

2. Users
Through this Site, we provide services and materials (“Services”) designed to assist: (i) Site visitors (“Site Visitors”); (ii) individuals or entities who have signed an order form or entered into a license to use our services and their authorized users (“Enterprise Users”); and (iii) individuals or entities who are invited to create an account, including prospective or active investors, issuers, broker-dealers, lawyers, and others (“Account Users”). Site Visitors, Enterprise Users, and Account Users are collectively referred to herein as “Users” (or, individually, “you”). All Users’ access and use of the Site, along with any services or materials contained or referenced herein, are governed by and subject to the Terms, as well as all applicable laws.

2.1 Enterprise Users. If you are an Enterprise User and you are, or your organization is, bound by a separate license agreement with DealMaker (“Corporate Terms”), and any applicable subscription order (“Subscription Order”) that you have, or your organization has, entered into, as well as these Terms. In such case, these Terms will apply to use of the Site or any Services only to the extent such use is not already governed by the Corporate Terms. The Corporate Terms include restrictions and requirements that outline the features that an Enterprise User will be able to access. For the avoidance of doubt, all references to the “Site” in these Terms also includes the Services. You agree that you shall be bound by these terms and the additional terms applicable to Enterprise Users.

2.2 Account Users. To be an Account User, you must be invited to register for an account on the Site (“Account”). If you choose to use your Account to complete a transaction, you agree that your use of the Site will be self-directed and that you are solely responsible for all purchases, orders, investment decisions and instructions effectuated through the Site. Although the Site may provide data, information or content provided by third parties or us relating to opportunities to buy and/or sell securities, you should not interpret any such content as tax, legal, financial, or investment advice by us or a recommendation by us to invest in any Offering. Any decision to invest should be based solely on your own consideration and analysis of the risks involving a particular Offering and is made at your own risk. You acknowledge and agree that you are solely responsible for determining the suitability of an investment and accept the risks associated with such decisions, which include the risk of losing the entire amount of your investment. Your use of the Site or the Services does not create a fiduciary relationship with us. You agree and acknowledge that you are responsible for conducting your own legal, accounting and other due diligence review of any transaction you enter in to. You are strongly advised to consult a licensed legal professional and investment advisor for any legal, tax, insurance, or investment advice as the Site does not provide any of the foregoing advice or recommendations.
You are solely responsible for maintaining the confidentiality of your Account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your Account or password. You agree that the information you provide on registration and at all other times will be true, accurate, current, and complete. You also agree that you will keep this information accurate and up-to-date at all times. If you have reason to believe that your Account is no longer secure (e.g., in the event of a loss, theft or unauthorized disclosure or use of your Account identification, password, or any credit, debit or charge card number, if applicable), then you agree to immediately notify us. You may be liable for the losses incurred by us or others due to any unauthorized use of your Account. If you are an Account User, you agree not to impersonate any person or entity, falsely claim an affiliation with any person or entity, or access the Accounts of others without permission, forge another person’s digital signature, misrepresent the source, identity, or content of information transmitted via the Site, or perform any other similar fraudulent activity. You agree that you shall be bound by these terms and the additional terms applicable to Account Users.

2.3 Site Visitors. A Site Visitor is bound by these Terms and can terminate its use of the Site at any time by ceasing further use of the Site. We may terminate your use of the Site and deny you access to the Site in our sole discretion for any reason or no reason, including for violation of these Terms. A Site Visitor may not remove, circumvent, disable, damage or otherwise interfere with security-related features of the Site, features that prevent or restrict use or copying of any content accessible through the Site, or features that enforce limitations on the use of the Site. TERMS APPLICABLE TO ALL USERS

3. Updates and Communications

3.1 Updates. We may revise these Terms or any additional terms and conditions that are relevant to a particular Service from time to time to reflect changes in the law or to the Services. We will post the revised terms on the Site with a “last updated” date. Those revised terms become part of these Terms. It is your responsibility to review the Site on a regular basis to obtain timely notice of any revisions. If you continue to use the Services after the revisions take effect, you are thereby bound by these Terms as revised. You agree that we shall not be liable to you or to any third party by reason of modification of the Terms.

3.2 Communications. Frequently, communications that are sent through our Service are initiated by Enterprise Users. In order to use the Service, you must agree to receive electronically all communications, agreements and notices provided through the platform (“Communications”), including by e-mail, text, notifications by Messenger Feature, or by posting them on the Site or through any Services. You agree that all Communications that are provided to you electronically satisfy any legal requirement that Communications be in writing. You agree to keep your Account contact information current so that Communications can be sent to you. If you have any questions with respect to the Communications delivered to you by an Enterprise User, please contact such Enterprise User directly.

4. Additional Terms for Certain Services

4.1 Electronic Signature. If you use the electronic signature feature of the Services, you accept the additional terms applicable to the Electronic Signature feature (Schedule A, below)

4.2 Messenger Feature. If you use the Messenger Feature, you accept the additional terms applicable to the Messenger Feature (Schedule B, below)

4.3 Payments Services. If you use the payment functionality of the Services, you accept the additional terms applicable to the Payments features (Schedule C, below).

5. Limited License
Upon your acceptance of these Terms, we grant you a limited, non-exclusive andnon-transferable license to access and use the Site only as expressly permitted in these Terms and any applicable Corporate Terms or Subscription Order for the use of the Services. You shall not use or permit use of the Site for any illegal purpose or in any manner inconsistent with the provisions of these Terms. If you are or become a direct competitor to us, you may not access or use the Services without our explicit, advance, written consent, and then only for the purposes authorized in writing. Except as otherwise restricted by these Terms, you may use, display, copy, and download content and materials on the Site provided that you: (a) retain all copyright and other proprietary notices on any content or materials uploaded or displayed by you; and (b) use such materials in accordance with any applicable laws or obligations you may have. Any violation by you of the license provisions contained herein may result in the immediate termination of your right to use the Site, as well as potential other claims depending on the circumstances.

6. Intellectual Property

6.1 General Rights. The Site contains materials that are proprietary and are protected by copyright laws, international treaty provisions, trademarks, service marks, and other intellectual property laws and treaties. The Site is also protected as a collective work or compilation under copyright and other laws and treaties. You agree to abide by all applicable copyright and other laws, as well as any additional copyright notices or restrictions contained on the Site. You acknowledge that the Site contains original works that have been developed, compiled, prepared, revised, selected, and arranged by us and others through the application of methods and standards of skill and judgment developed and applied through the expenditure of substantial time, effort, and money and constitutes valuable intellectual property of DealMaker and such others. All present and future rights in and to trade secrets, patents, designs, copyrights, trademarks, database rights, service marks, know-how, and other intellectual property or other proprietary rights of any type, the technical and functional documentation for the Services (“Documentation”), any improvements, design contributions, or derivative works thereof, and any knowledge or process related thereto, including rights in and to all applications and registrations relating to the Site, shall, as between you and DealMaker, at all times be and remain the sole and exclusive property of DealMaker.

6.2 Trademarks. The trademarks, logos, taglines and service marks displayed on the Site (collectively, the “Trademarks”) are registered and unregistered Trademarks of DealMaker and others (including Enterprise Users and Account Users in some cases). The Trademarks may not be used in any advertising or publicity or otherwise to indicate DealMaker’s sponsorship of or affiliation with any product, service, event or organization without DealMaker’s prior express written permission. DealMaker acknowledges the Trademarks of other organizations for their respective products or services mentioned on the Site. Any rights not expressly granted in these Terms are reserved by DealMaker, Inc. Other than as provided in these Terms, your use of the Trademarks, or any other DealMaker content, is strictly prohibited.

6.3 Software Use Restrictions. Unauthorized reproduction or distribution of the software is expressly prohibited by law, and may result in civil and criminal penalties. Violators may be prosecuted. No User may reverse engineer, decompile, disassemble or otherwise attempt to discover the source code of the Site or any part thereof, except and only to the extent that such activity is expressly permitted by applicable law notwithstanding this limitation.

6.4 Document Content and Submissions/User Content.

(a) Submissions. The Site or Services may enable or require you to submit, post, upload, or otherwise make available (collectively, “Post”) content such as questions, public messages, ideas, product feedback, comments and other content (collectively, “User Content”) that may or may not be viewable by other users. If you Post User Content, unless we indicate otherwise, you grant us a nonexclusive, royalty-free, and fully sublicensable right to access, view, use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, copy, and display such User Content throughout the world in any form, media, or technology now known or hereafter developed. You also permit any other user to view, copy, access, store, or reproduce your User Content for that user’s personal use. You grant us the right to use your name and other information about you that you submit in connection with your User Content.You represent and warrant that: (a) you own or otherwise control all of the rights to the User Content that you Post; (b) the User Content you Post is truthful and accurate; and (c) use of the User Content you Post does not violate these Terms or any applicable laws. For the avoidance of doubt, User Content does not include any document, such as a contract, disclosure, notice that you deposit into the Electronic Signature service for processing.

(b) Screening & Removal. You acknowledge and agree that we and our designees have the right, but not the obligation, at our discretion, to pre-screen User Content before its appearance on the Site or Services. You further acknowledge and agree that DealMaker reserves the right (but does not assume the obligation) in its sole discretion to reject, move, edit or remove any of your User Content. Without limiting the foregoing, DealMaker and its designees shall have the right to remove any User Content that violates these Terms or is otherwise objectionable in DealMaker’s sole discretion. You acknowledge and agree that DealMaker does not verify, adopt, ratify, or sanction User Content and is not obligated to do so, and you agree that you must evaluate and bear all risks associated with your User Content or your reliance on the accuracy, completeness, or usefulness of the User Content of third parties that is posted on the Site.

(c) Records Storage And Deletion. DealMaker will store User’s documents per these Terms or any applicable License Agreement. However, DealMaker may set and enforce limits for reasonable use in order to prevent abusive or unduly burdensome use of Electronic Signature. You may retrieve and store copies of transaction documents for storage outside of the Site at any time during the Term when you are in good financial standing under these Terms, and may delete or purge documents from the Site at its own discretion.

(d) Incomplete transactions. DealMaker may, at its sole discretion, delete from the Site transactions that have not been completed without notice upon the expiration of the Term. DealMaker assumes no liability or responsibility for a party’s failure or inability to electronically sign any documents within such a period of time.

(e) Deletion. DealMaker may delete an Account and User Data, including without limitation transaction documents (whether complete or not), upon the expiration of the Term or termination as described in the Terms.

(f) Retention of Transaction Data. DealMaker may retain Transaction Data for as long as it has a business purpose to do so. 7. Trial Period and Subscriptions

7.1 Terms Continue to Apply. These Terms, as modified, govern your use of the Site. If you choose to subscribe to the Services, then after any trial period ends, the Terms shall continue in effect and you will be required to pay the applicable subscription fee for the Services, and otherwise comply with the Terms and any other agreement between you and DealMaker.

8. Agreement Templates and Example Forms

8.1 DealMaker Does Not Constitute Legal or Financial Advice. The Site may provide examples of agreements, documents and other general legal information provided by us or third parties; however, any general legal information or sample templates provided as part of the Services are for example purposes only and may not be suitable to your circumstances. If you are not a lawyer, you should consult a lawyer regarding how any legal document may affect or impair your legal rights. The information, forms, and other resources available on or through the Site or as part of the Services are provided for example purposes only and in no way should be considered to be a substitute for the advice of a lawyer.

8.2 DealMaker is Not a Law Firm. DEALMAKER DOES NOT ENGAGE IN THE PRACTICE OF LAW. NOTHING ON THE SITE SHOULD BE CONSTRUED AS AN ATTEMPT TO OFFER OR RENDER LEGAL SERVICES AND OUR EMPLOYEES ARE NOT ACTING AS YOUR COUNSEL. No part of the Services should be applied to any specific or general factual situation. Use of the Site or the Services does not create or constitute an attorney-client relationship. All information, forms, and other resources available on or through the Site should be modified to meet all the applicable laws and regulations in your city, state, and county, as applicable. You understand that you are using any and all information, forms, and other resources available as part of the Services or on or through the Site at your own risk.


9. Pricing

9.1 The prices, features, and options of the Services depend on the type of license you have entered into. For example, if you are an Enterprise User, pricing is based on tiers of use described in the Corporate Terms or Subscription Order. Users may purchase optional services on a periodic or per-use basis pursuant to a Subscription Order. We may change the prices for or alter the features and options without notice, and if you use such features or options after the price revisions take effect, you shall be bound by the revised pricing. 10. Restrictions on the Use of the Site

10.1 Restrictions on Use. By using the Site, or any Service, you specifically agree not to engage in any activity or transmit any information that, in our sole discretion:

(a) Is illegal, or violates any federal, provincial, state, or local law, by-law or regulation;

(b) Advocates illegal activity or discusses illegal activities with the intent to commit them;

(c) Violates any third-party right, including, but not limited to, right of privacy, right of publicity, copyright, trademark, patent, trade secret, or any other intellectual property or proprietary rights;

(d) Is harmful, threatening, abusive, harassing, tortious, indecent, defamatory, sexually explicit or pornographic, discriminatory, vulgar, profane, obscene, libelous, hate speech, violent or inciting violence, inflammatory, or otherwise objectionable;

(e) Interferes with any other party’s use and enjoyment of the Services;

(f) Constitutes an attempt to impersonate another person or entity;

(g) Is commercial in a way that violates these Terms, including but not limited to, using the Site for spam, surveys, contests, pyramid schemes, or other advertising materials;

(h) Falsely states, misrepresents, or conceals your affiliation with another person or entity;

(i) Accesses or uses the Account of another user without permission;

(j) Distributes computer viruses or other code, files, or programs that interrupt, destroy, or limit the functionality of any computer software or hardware or electronic communications equipment;

(k) Interferes with, disrupts, disables, overburdens, or destroys the functionality or use of any features of the Site, or the servers or networks connected to the Site, or any of the Services;

(l) “Hacks” or accesses without permission our proprietary or confidential records, those of another user, or those of anyone else;

(m) Improperly solicits personal or sensitive information from other users including without limitation address, credit card or financial account information, or passwords;

(n) Decompiles, reverse engineers, disassembles or otherwise attempts to derive source code from the Site, except as expressly permitted in these Terms or by applicable law, unless and then only to the extent permitted by applicable law without consent; (o) Removes, circumvents, disables, damages or otherwise interferes with security-related features, or features that enforce limitations on use of, the Site;

(p) Uses automated or manual means to violate the restrictions in any robot exclusion headers on the Site, if any, or bypasses or circumvents other measures employed to prevent or limit access, for example by engaging in practices such as “screen scraping,” “database scraping,” or any other activity with the purpose of obtaining lists of users or other information;

(q) Modifies, copies, scrapes or crawls, displays, distributes, publishes, licenses, sells, rents, leases, lends, transfers or otherwise commercializes any materials or content on the Site;

(r) Uses the Services for benchmarking, or to compile information for a product or service;

(s) Downloads (other than through page caching necessary for personal use, or as otherwise expressly permitted by these Terms), distributes, posts, transmits, performs, reproduces, broadcasts, duplicates, uploads, licenses, creates derivative works from, or offers for sale any content or other information contained on or obtained from or through the Site or Services, by any means except as provided for in these Terms or with the prior written consent of DealMaker; or

(t) Attempts to do any of the foregoing.

If you believe content on the Site violates the above restrictions, please contact us immediately at info@dealmaker.tech.

10.2 Restrictions on Use By Third Parties. In addition, Users shall not, and shall not permit others to, do the following with respect to the Services:

(a) Use the Services, or allow others to use them, in a manner that circumvents contractual usage restrictions or that exceeds authorized use set forth in these Terms;

(b) License, sub-license, sell, re-sell, rent, lease, transfer, distribute or time share or otherwise make any portion of the Services or Documentation available for access by third parties except as otherwise expressly provided in these Terms; or

(c) Access or use the Services or Documentation for the purpose of developing or operating products or services intended to be offered to third parties in competition with the Services or allow access by a direct competitor of DealMaker.

10.3 Restrictions on Use: Displaying and Linking the Site. You may not frame the Site, place pop-up windows over its pages, or otherwise affect the display of its pages. You may link to the Site, provided that you acknowledge and agree that you will not link the Site to any website containing any inappropriate, profane, defamatory, infringing, obscene, indecent, or unlawful topic, name, material, or information or that violates any intellectual property, proprietary, privacy, or publicity rights. Any violation of this provision may, in our sole discretion, result in termination of your use of and access to the Site effective immediately.

10.4 Monitoring. You acknowledge that we have no obligation to monitor your – or anyone else’s– access to or use of the Site for violations of these Terms, or to review or edit any content. However, we have the right to do so for the purpose of operating and improving the Site (including without limitation for fraud prevention, risk assessment, investigation and customer support purposes, analytics, and advertising), to ensure your compliance with these Terms and to comply with applicable law or the order or requirement of a court, consent decree, administrative agency or other governmental body.

11. Privacy

11.1 DealMaker Privacy Policy. You acknowledge that except as described in these Terms or applicable Corporate Terms, the information you provide to us or that we collect will be used and protected as described in the DealMaker Privacy Policy.

11.2 Access & Disclosure. We may access, preserve, or share any of your information when we believe in good faith that such sharing is reasonably necessary to investigate, prevent, or take action regarding possible illegal activities or to comply with legal process (e.g. a subpoena or other legal process). We may also share your information in situations involving potential threats to the physical safety of any person, violations of the DealMaker Privacy Policy or our user agreements or terms; or to respond to the claims of violation of the rights of third parties and/or to protect the rights, property and safety of DealMaker, our employees, users, or the public. This may involve the sharing of your information with law enforcement, government agencies, courts, and/or other organizations.

11.3 For our DealMaker Plus product, we may share company names and the amount raised by companies using our platform to create aggregate data. This information is specifically used to create aggregate industry data of interest to you.

12. Warranties and Disclaimers


12.2 No Warranties. DealMaker makes no warranties or representations that Services, Documentation, and Site have been and will be provided with due skill, care and diligence or about the accuracy or completeness of the Services, Documentation, and Site content and assumes no responsibility for any: (i) errors, mistakes, or inaccuracies of content; (ii) personal injury or property damage, of any nature whatsoever, resulting from your access to and use of Services, Documentation, and Site; (iii) any unauthorized access to or use of our servers and/or any and all personal information and/or financial information stored therein; (iv) any interruption or cessation of transmission to or from the Site; (v) any bugs, viruses, Trojan horses, or the like that may be transmitted to or through the Site through the actions of any third party; (vi) any loss of your data or content from the Site; and/or (vii) any errors or omissions in any content or for any loss or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available via the Services, Documentation, and Site. You will not have the right to make or pass on any representation or warranty on behalf of DealMaker to any third party. Because some jurisdictions do not allow limitations on implied warranties, the above limitation may not apply to you. In that event, such warranties are limited to the maximum extent permitted by, and for the minimum warranty period allowed by the mandatory applicable law.

12.3 No Endorsement. DealMaker does not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the Site, and DealMaker will not be a party to or in any way be responsible for monitoring any transaction between you and third-party providers of products or services. You are solely responsible for all of your communications and interactions with other persons with whom you communicate or interact as a result of your use of the Site.

12.4 Application of Local Law. If you are a California resident, you hereby waive California Civil Code §1542, which says: “A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor.” This release includes the criminal acts of others. Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages such as in this Section 11 or below in Section 13. Accordingly, some of these limitations may not apply to you.


13.1 Indemnity. You will defend, indemnify, and hold us, our affiliates, officers, directors, employees, suppliers, consultants, and agents harmless from any and all third party claims, liability, damages, and costs (including, but not limited to, legal fees) arising from or related to, as applicable: (a) your access to and use of the Site; (b) violation of these Terms by you as applicable; (c) infringement of any intellectual property or other right of any person or entity by you; (d) the nature and content of all User Data uploaded or provided by you; (e) your use of or reliance upon any User Content uploaded by any third party; or (f) any products or services purchased or obtained by you in connection with the Site.
13.2 Rights. DealMaker retains the exclusive right to settle, compromise and pay, without your prior consent, any and all claims or causes of action which are brought against us. We reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us and you agree to cooperate with our defense of these claims. You agree not to settle any matter in which we are named as a defendant and/or for which you have indemnity obligations without our prior written consent. We will use reasonable efforts to notify you of any such claim, action or proceeding upon becoming aware of it.

14. Limitations of Liability

14.1 Disclaimer of Consequential Damages. Notwithstanding anything to the contrary contained in these terms, DealMaker will not, under any circumstances, be liable to you for any consequential, incidental, special, cover, punitive or exemplary damages arising out of or related to the transactions contemplated under these terms, including, but not limited to, goodwill, work stoppage, lost profits or loss of business, even if apprised of the likelihood of such losses, and whether such claims are made based on contract, tort (including negligence), or any other legal theory.

14.2 Limitations. To the fullest extent permitted by applicable law, in no event shall DealMaker be liable to you for any direct, indirect, incidental, special, punitive, or consequential damages whatsoever resulting from: (a) any use of the Site, Documentation, or Services; (b) any errors, mistakes, or inaccuracies of content; (c) personal injury or property damage, of any nature whatsoever, resulting from your access to and use of the Site, Documentation, or Services; (d) your use of third party payment processing services (such as chargebacks) made available through the Site, Documentation or Services; (e) Users’ misdirected funds (such as lost funds or funds wired to the wrong location) (f) any unauthorized access to or use of our servers and/or any and all personal information and/or financial information stored therein; (g) any interruption or cessation of transmission to or from our servers; (h) any bugs, viruses, Trojan horses, or the like, which may be transmitted to or through the Site, Documentation, or Services by any third party; (i) any loss of your data or content from the Site, Documentation, or Services; (j) any errors or omissions in any content or for any loss or damage of any kind incurred as a result of your use of any content posted, transmitted, or otherwise made available via the Site, Documentation, or Services, whether based on warranty, contract, tort (including negligence), or any other legal theory, and whether or not DealMaker is advised of the possibility of such damages; and/or (k) the disclosure of information pursuant to these Terms or our Privacy Policy.

14.3 Local Law. Some countries and jurisdictions do not allow the limitation or exclusion of consequential, direct, indirect, or other damages in contracts with consumers and to the extent you are a consumer the limitations or exclusions in this Section 13.1 may not apply to you.

14.4 Cap on Damages. Our total liability to you for any cause of action arising out of or related to these terms or to your use of the Site (including without limitation warranty claims), regardless of the forum and regardless of whether any action or claim is based on contract, tort (including negligence), or any other legal or equitable theory, will not exceed the total amount paid by you to DealMaker for the Service(s) during the twelve (12) month period preceding the date of the first event giving rise to liability, or $100, whichever is greater. The existence of more than one claim shall not enlarge this limit.

14.5 Independent Allocations of Risk. Each provision of these Terms that provides for a limitation of liability, disclaimer of warranties, or exclusion of damages represents an agreed allocation of the risks of these Terms between the parties. But for this allocation of risk, DealMaker would not be willing to provide the Services at the prices for which they are provided. This allocation is an essential element of the basis of the bargain between the parties. Each of these provisions is severable and independent of all other provisions of these Terms, and each of these provisions will apply even if the warranties in these Terms have failed of their essential purpose.

14.6 Jurisdictional Limitations.

14.6.1 Because some jurisdictions do not allow limitation of liability in certain instances, portions of the above limitation may not apply to you. In that event, such exclusions and limitations shall apply to the maximum extent permitted by applicable mandatory law (and our liability shall be limited or excluded as permitted under mandatory applicable law).

15. General

15.1 Third Party Content. We may provide, or third parties may provide, links to other third-party web sites, services, or resources that are beyond our control. We make no representations as to the quality, suitability, functionality, or legality of any third-party content to which links may be provided, and you hereby waive any claim you might have against us with respect to such services. DealMaker IS NOT RESPONSIBLE FOR ANY USER CONTENT OR FOR THE CONTENT ON THE INTERNET OR WEB PAGES THAT ARE LOCATED OUTSIDE THE SITE OR POSTS OF USER CONTENT. Your correspondence or business dealings with, or participation in promotions of, advertisers or partners found on or through the Site, including payment and delivery of related goods or services, and any other terms, conditions, warranties, or representations associated with such dealings, are solely between you and such advertiser or partner. You agree that we are not responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers or links to third-party web sites or resources on the Site.

15.2 Relationship. At all times, you and DealMaker are independent contractors, and are not the agents or representatives of the other. These Terms are not intended to create a joint venture, partnership, or franchise relationship between the parties. Non-parties do not benefit from and cannot enforce these Terms. There are no third-party beneficiaries to these Terms. You must not represent to anyone that you are an agent of DealMaker or is otherwise authorized to bind or commit DealMaker in any way without DealMaker’s prior written authorization.

15.3 Assignability. You may not assign your rights or obligations under these Terms without DealMaker’s prior written consent. If consent is given, these Terms will bind your successors and assigns. Any attempt by you to transfer your rights, duties, or obligations under these Terms except as expressly provided in these Terms is void. DealMaker may freely assign its rights, duties, and obligations under these Terms.

15.4 Notices. Except as otherwise permitted by these Terms, any notice required or permitted to be given in connection with the Services will be effective only if it is in writing and sent using: (a) the Services; (b) by certified or registered mail; or (c) insured courier, to the appropriate party at the address set forth in your registration information or on the Site.

15.5 Force Majeure. Except for any payment obligations, neither you nor DealMaker will be liable for failure to perform any obligation under these Terms to the extent such failure is caused by a force majeure event (including acts of God, natural disasters, war, civil disturbance, action by governmental entity, strike and other causes beyond the party’s reasonable control). The party affected by the force majeure event will provide notice to the other party within a commercially reasonable time and will use commercially reasonable efforts to resume performance as soon as practicable. Obligations not performed due to a force majeure event will be performed as soon as reasonably possible when the force majeure event concludes.

15.6 Initial Dispute Resolution. Most disputes can be resolved without resort to arbitration. If you have any dispute with us, you agree that before taking any formal action, you will contact us at info@dealmaker.tech, and provide a brief, written description of the dispute and your contact information (including your username, if your dispute relates to an Account). Except for intellectual property, you and DealMaker agree to use reasonable efforts to settle any dispute, claim, question, or disagreement directly through consultation, and good faith negotiations shall be a condition to either party initiating a lawsuit or arbitration.

15.7 Binding Arbitration. If the parties do not reach an agreed-upon solution within a period of thirty (30) days from the time informal dispute resolution is initiated under the Initial Dispute Resolution provision in Section 15.6 above, then either party may initiate binding arbitration as the sole means to resolve claims (except as provided below) after serving on the other party written notice setting out the claim and subject to these Terms set forth below. Specifically, all claims arising out of or relating to these Terms, the parties’ relationship with each other, and/or your use of the Services, Documentation or Site shall be finally settled by binding arbitration administered by JAMS in accordance with the JAMS Streamlined Arbitration Procedure Rules for claims that do not exceed $250,000 and the JAMS Comprehensive Arbitration Rules and Procedures for claims exceeding $250,000 in effect at the time the arbitration is initiated, excluding any rules or procedures governing or permitting class actions.

15.8 Class Action Waiver. You further agree that the arbitration shall be conducted in a party’s respective individual capacities only and not as a class action or other representative action, and you expressly waive the right to file a class action or seek relief on a class basis. YOU AGREE THAT YOU MAY BRING CLAIMS AGAINST US ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. If any court or arbitrator determines that the class action waiver set forth in this paragraph is void or unenforceable for any reason or that an arbitration can proceed on a class basis, then the arbitration provisions set forth above shall be deemed null and void in their entirety and the parties shall be deemed to have not agreed to arbitrate disputes.

15.9 Survival. This Mandatory Arbitration, Waiver of Class Actions section shall survive any termination of your use of the Site.

15.10 Entire Terms. These Terms, which include the language and paragraphs preceding above, are the final, complete, and exclusive expression of the agreement between you and DealMaker regarding the Services provided under these Terms. These Terms supersede and the parties disclaim any reliance on previous oral and written communications (including any confidentiality agreements pertaining to the Services under these Terms) with respect to the subject matter hereof and apply to the exclusion of any other terms that you seek to impose or incorporate, or which are implied by trade, custom, practice or course of dealing. Unless any additional or conflicting terms appear in a purchase order or any other ordering materials submitted by you and accepted by DealMaker, then DealMaker hereby rejects and other additional or conflicting terms submitted by you. Except as explicitly permitted in these Terms, no modification or amendment of these Terms shall be effective unless it is in writing and signed by an authorized agent of the party against whom the modification or amendment is being asserted. In the event of an inconsistency or conflict, the order of precedence in descending order of control is as follows: (a) the Subscription Order; (b) any addenda or appendix(ices) to a Subscription Order(s); (c) the Service Schedule (defined below); and (d) these Terms.

15.11 Governing Law & Venue. These Terms will be interpreted, construed, and enforced in all respects in accordance with the local laws of the Province of Ontario, Canada, without reference to any conflict of law rules to the contrary.

15.12 Waiver. The waiver by either you or DealMaker of any breach of any provision of these Terms does not waive any other breach. The failure of any party to these Terms to insist on strict performance of any covenant or obligation in accordance with these Terms will not be a waiver of such party’s right to demand strict compliance in the future, nor will the same be construed as a DealMaker of these Terms.

15.13 Severability. If any part of these Terms is found to be illegal, unenforceable, or invalid, the remaining portions of these Terms will remain in full force and effect. If any material limitation or restriction on the grant of any license to you under these Terms is found to be illegal, unenforceable, or invalid, the license will immediately terminate.

15.14 Modification of this Agreement. DealMaker reserves the right, at our discretion, to change, modify, add, or remove portions of the Terms (including DealMaker’s Privacy Policy) at any time. Please check these Terms and our Privacy Policy periodically for changes. Your continued use of the Site after the posting of changes constitutes your binding acceptance of such changes. For any material changes to these Terms, such amended terms will automatically be effective ten (10) days after they are initially posted on the Site. 15.15 Claims. YOU AGREE THAT ANY CAUSE OF ACTION, CLAIM and/or ARBITRATION ARISING OUT OF OR RELATED TO THE SITE MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED.

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16. Restrictions on Use

16.1 Restrictions on Use. Your use of the Site is subject to all applicable local, provincial, state and federal laws and regulations. You may not use, allow, or enable others to use the Site, or knowingly condone use of the Site by others, in any manner that is, attempts to, or is likely to:
● be obscene, fraudulent, defamatory, libelous, indecent, discourteous, racially or ethnically offensive, harassing, threatening, abusive, pornographic or discriminatory;
● affect us adversely or reflect negatively on us, the Site, our goodwill, name or reputation or cause duress, distress, or discomfort to us or anyone else, or discourage any person, firm, or enterprise from using all or any portion, features, or functions of the Site, or from advertising, linking, or becoming a supplier to us in connection with the Site;
● send or result in the transmission of junk e-mail, chain letters, duplicative or unsolicited messages, or so-called “spamming” and “phishing”;
● transmit, distribute, or upload content or programs that contain any viruses, Trojan horses, worms or other disabling devices or harmful components intended to damage, detrimentally interfere with, surreptitiously intercept, or expropriate any Site, data or personal information;
● modify, disrupt, impair, alter, or interfere with the use, features, functions, operation, or maintenance of the Site or the rights or use and enjoyment of the Site by any other user;
● advocate or encourage any illegal activity;
● infringe upon or misappropriate the copyright, patent, trademark, trade secret, publicity rights or other intellectual property or proprietary rights of ours or any third party;
● violate the privacy of any individual, including users of the Site; or
● violate any applicable local, provincial, state or national laws or regulations (anywhere in the world).

16.2 No Sharing
You agree to keep your Account information current and safeguard your Account password for Services we provide. You will not share your Account credentials or give third parties access to your Account or to information which would jeopardize your Account security. We do not permit group, shared, transferred or general accounts. If we find one, you agree that we may remove it.

17. Privacy and Personal Information

17.1 Use of Email. We may use your email address to verify your identity, protect against fraud, and contact you. In addition, we may use it to send you updates about your Account, new products and services, and Services updates. Please see our Privacy Policy for further information on how we use your data.

17.2 Personal Information. Personal information submitted by Users to the Site may be employed for the purposes of maintaining the integrity of the Site and its contents, contacting our Users when necessary, improving the quality of Services, and/or fulfilling essential elements of the Service. As such, you may be asked to provide sensitive personal information that is required in order for Account Users to use the Services. For example, you may be asked for information or documentation that verifies your identity, net worth, marital status or eligibility to participate in securities transactions, etc. Information that you submit will be viewable by certain third parties who have a legitimate business need to view such information (for example, for verification purposes or by a third party payment processor). Such information may be viewable by subsequent issuers with whom you are transacting. Please see our Privacy Policy for further information on third party access to information.

We may also collect information specific to how you use the Internet. Services we use note details such as the server you are logged onto and your IP address. This information is obtained for the purpose of providing certain of our Services (such as the audit trail for our electronic signature feature). We may ask you for more personal information from time to time in a survey format. This information is specifically used to ensure that the Services are up-to-date and relevant, and that the products and services provided to you in advertising format are relevant and of interest to you. Any information used as demographics will not reveal the source, and will be kept secure. This further information provided by you is on an optional basis.

17.3 Data Generally. Account Users shall be responsible for data that is provided or used in the Services. Users are solely responsible for determining the suitability of the Services for their business or organization and complying with any regulations, laws, or conventions applicable to the data provided, and use of the Services and the Site. 17.4 Disclosure by Law. We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our Site(s); or to protect our company. While we make every effort to ensure the integrity and security of our network and Sites, we cannot guarantee that our security measures will prevent third-party “hackers” from illegally obtaining this information.
17.5 Further Information. For more information about our treatment and protection of personal information, please read our Privacy Policy.

18. Payment Terms

18.1 Subscription Order. The prices, features, and options of any of the Services depend on the Subscription Order selected as well as any changes instigated by User. DealMaker does not represent or warrant that a particular Subscription Order will be offered indefinitely and reserves the right to change the prices for or alter the features and options in a particular Subscription Order without prior notice.

18.2 No Refunds. User will timely pay DealMaker all fees associated with its Subscription Order, Account or use of the Services, including, but without limitation, by authorized Users. PAYMENTS ARE NON-REFUNDABLE EXCEPT AS EXPRESSLY PROVIDED IN THESE TERMS. Charges for pre-paid Subscription Orders will be billed to User in advance. Charges for per-use purchases and standard Subscription Order charges will be billed in arrears unless otherwise specified in the Subscription Order.

18.3 Recurring Charges. When a User purchases a Subscription Order, the User must provide accurate and complete information for a valid payment method, such as a credit card, that User is authorized to use. User must promptly notify DealMaker of any change in its invoicing address and must update its Account with any changes related to its payment method. BY COMPLETING REGISTRATION FOR A Subscription Order, USER AUTHORIZES DealMaker OR ITS AGENT TO CHARGE ITS PAYMENT METHOD ON A RECURRING (E.G., MONTHLY OR YEARLY) BASIS FOR: (a) THE APPLICABLE Subscription Order CHARGES; (b) ANY AND ALL APPLICABLE TAXES; AND (c) ANY OTHER CHARGES INCURRED IN CONNECTION WITH USER’S USE OF THE SERVICES. The authorization continues through the applicable Subscription Term and any Renewal Term (as defined in Section 19.11, below) until User cancels as set forth these Terms.

18.4 Invoices. DealMaker will provide billing and usage information in a format we choose, which may change from time to time. DealMaker reserves the right to correct any errors or mistakes that it identifies even if it has already issued an invoice or received payment in respect of the period invoiced. User agrees to notify DealMaker about any billing problems or discrepancies in writing within thirty (30) days after they first appear on an invoice. If DealMaker does not bring such problems/discrepancies to DealMaker’s attention within thirty (30) days, User will be conclusively deemed to have waived any right to dispute such problems or discrepancies.

18.5 Billing Cycles. Billing cycle end dates may change from time to time. When a billing cycle covers less than or more than a full month, DealMaker may make reasonable adjustments and/or prorations. User agrees that we may (at our option) accumulate charges incurred during a billing cycle and submit them as one or more aggregate charges during or at the end of a cycle, and that we may delay obtaining authorization or payment from User’s payment card issuer until submission of the accumulated charge(s).

18.6 Tax Responsibility. All payments required by these Terms are exclusive of all taxes, duties, levies or similar payment imposed, fines or similar governmental assessments, including sales and use taxes, value-added taxes, goods and services taxes, excise, business, service, and similar transactional taxes imposed by any jurisdiction and the interest and penalties thereon, (collectively, “Taxes”). User shall be responsible for Taxes associated with its purchase of, payment for, access to or use of the Portal Services. Taxes shall not be deducted from the payments to DealMaker, except as required by law, in which case User shall increase the amount payable as necessary so that after making all required deductions and withholdings, DealMaker receives and retains (free from any Tax liability) an amount equal to the amount it would have received had no such deductions or withholdings been made. User hereby confirms that DealMaker can rely on the name and address set forth in its registration for a Subscription Order as being the place of supply for sales tax purposes. User’s obligations under this Section (Tax Responsibility) shall survive the termination or expiration of these Terms.

18.7 Free Trial and Special Offers for Services. If any person registers for a free trial, promotional offer or other type of limited offer for use of Services (“Free Trial”), there may be additional terms and conditions when registering for a Free Trial, and any such additional terms and conditions are hereby incorporated into these Terms by reference and are legally binding. This Section (Free Trial and Special Offers for Portal Services) supersedes and applies notwithstanding any conflicting provisions with regard to access and use of a Free Trial. DealMaker reserves the right to reduce the term of a trial period or end it altogether without prior notice.


18.9 No Warranties with a Free Trial. Notwithstanding any other provision of these Terms, including without limitation the warranties described in Section 11 (Warranties and Disclaimers) or any service-specific terms and conditions applicable to a particular Portal Service, including exhibits and attachments accompanying such schedule (“Service Schedule”), DURING A FREE TRIAL, THE SERVICES, DOCUMENTATION AND THE SITE ARE PROVIDED “AS IS,” WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND, INCLUDING WARRANTIES OF MERCHANTABILITY, MERCHANTABLE QUALITY, LEGAL EFFECT, ACCURACY, APPROPRIATENESS, COMPLETENESS, NON-INFRINGEMENT, OR FITNESS FOR A PARTICULAR PURPOSE. DealMaker DOES NOT WARRANT THAT THE SERVICES, DOCUMENTATION, OR SITE, DURING A FREE TRIAL, ARE OR WILL BE ERROR-FREE, WILL MEET YOUR REQUIREMENTS, OR BE TIMELY OR SECURE.

18.10 Term. The period of effectiveness of these Terms (“Term”), with respect to Services, begins on the date the User accepts it and continues until the User’s Subscription Order expires or its use of the Services ceases (including as a result of termination in accordance with this Section 14), whichever is later.

18.11 Subscription Term and Automatic Renewals. Subscription Orders automatically renew unless otherwise noted. If User purchases a Subscription Order it will automatically renew, unless, prior to the end of the current period of effectiveness of the Subscription Order (“Subscription Term”): (a) User terminates its Account; (b) Users sets up its Account not to auto-renew; (c) DealMaker declines to renew a Subscription Order; or (d) these Terms are otherwise properly terminated as expressly permitted herein. Each renewal period is a “Renewal Term.” Subscription Order fees and features may change over time and we may recommend a new Subscription Order that is comparable to your previous Subscription Order that is ending. If you accept the new Subscription Order, its terms and conditions with these Terms will apply in the Renewal Term and thereafter.

18.12 Default; Termination by DealMaker. An Account User will be in default of these Terms if:(a) it fails to timely pay any amount owed to us or an Affiliate of ours; (b) it breaches any provision of these Terms or violates any published policy applicable to the Services; (c) if, in our sole discretion, we believe that continued use of the Services by the Account User (or its authorized Users or signers) creates legal risk for DealMaker or presents a threat to the security of the Services or DealMaker’s other customers. If a User is in default, we may, without notice:(i) suspend its Account and use of the Services; (ii) terminate its Account; (iii) charge reactivation fees in order to reactivate its Account; and (iv) pursue any other remedy available to us. A DealMaker “Affiliate” means any legal entity that DealMaker owns or that is under common control with DealMaker.

18.13 Effect of Termination. If these Terms expires or are terminated for any reason: (a) User will pay to DealMaker any amounts that have accrued before, and remain unpaid, as of the date of the termination or expiration, including those for the billing cycle in which termination occurs;(b) any and all of User’s liabilities to DealMaker that have accrued before the effective date of the expiration or termination will survive; (c) licenses and use rights granted to User with respect to the Site and Services and intellectual property will immediately terminate; (d) DealMaker’s obligation to provide any further services to User under these Terms will immediately terminate, except any such services that are expressly to be provided following expiration or termination of these Terms.

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Schedule A – Electronic Signature Feature
This Service Schedule was last updated on August 1, 2021. Unless otherwise defined in this Schedule, capitalized terms will have the meaning given to them in the Terms.
1. Definitions
“Electronic Signature” means the electronic signature Service, which provides online display, acknowledgement, electronic signature, and storage services in respect of binding agreements via the Internet.
“Site” refers to the software Sites and programs, the communication and network facilities, and the hardware and equipment used by DealMaker or its agents to provide the Electronic Signature service.
“Transaction Data” means the metadata associated with a transaction (such as transaction history, image hash value, method and time of receipt and information input, recipient names, email addresses and signature IDs) and maintained by DealMaker in order to establish the digital audit trail.

2. Additional Usage Limitations and your Responsibilities

2.1 DealMaker’s provision of the Electronic Signature service is conditioned on User’s acknowledgement of and agreement to the following:
(a) Electronic Signature facilitates the execution of documents between the parties to those documents. Nothing in this Schedule may be construed to make DealMaker a party to any document processed through Electronic Signature, and DealMaker makes no representation or warranty regarding the transactions sought to be affected by any document signed via Electronic Signature;
(b) Between DealMaker and Enterprise Users, Enterprise User has exclusive control over and responsibility for the content, quality, and format of any document. Documents and transaction information stored by DealMaker on the Site are maintained in an encrypted form, and DealMaker has no control of or access to their contents;
(c) Certain types of agreements and documents may be excepted from electronic signature laws (e.g. wills, deeds, transfers of land and agreements pertaining to family law), or may be subject to specific regulations promulgated by various government agencies regarding electronic signatures and electronic records. DealMaker is not responsible for determining whether any particular document is (i) subject to an exception to applicable electronic signature laws; (ii) subject to any particular agency promulgations; or (iii) whether it can be legally formed by electronic signatures;
(d) DealMaker is not responsible for determining how long any contracts, documents, and other records are required to be retained or stored under any applicable laws, regulations, or legal or administrative agency processes. Further, DealMaker is not responsible for providing transaction documents or other documents to third parties;
(e) Certain consumer protection or similar laws or regulations may impose special requirements with respect to electronic transactions involving one or more “consumers,” such as (among others) requirements that the consumer consent to the method of contracting and/or that the consumer be provided with a copy, or access to a copy, of a paper or other non-electronic, written record of the transaction. DealMaker does not and is not responsible to: (i) determine whether any particular transaction involves a “consumer;” (ii) furnish or obtain any such consents or determine if any such consents have been withdrawn; (iii) provide any information or disclosures in connection with any attempt to obtain any such consents; (iv) provide legal review of, or update or correct any information or disclosures currently or previously given; (v) provide any such copies or access, except as expressly provided in the Documentation for all transactions, consumer or otherwise; or (vi) otherwise to comply with any such special requirements.

3. Information Security and Personal Data

3.1 User Responsibilities. Electronic Signature provides Users with certain features and functionalities that Users may elect to use, including the ability to retrieve and delete documents on the Site. Enterprise Users are primarily responsible for properly: (a) configuring transaction documents, including indicating and configuring Electronic Signature; (b) using and enforcing controls available in connection with Electronic Signature (including any security controls); and(c) taking such steps, in accordance with the functionality of Electronic Signature, that such Users deem adequate to maintain appropriate security, protection, deletion, and backup of User Data, which include controlling the management of authorized Users’ access and credentials to Electronic Signature, controlling User Data that is processed by Electronic Signature, and controlling the archiving or deletion of documents in the Site. All Users acknowledge that we have no obligation to protect User Data that Users elect to store or transfer outside of the Site (e.g., offline or on-premise storage). 3.2 Information Security. We employ commercially reasonable technical and organizational measures that are designed to prevent unlawful or unauthorized access, use, alteration, or disclosure of User Data.

4. Accounts & Organizational Administration

4.1 Each Account is associated with a single email address. If the domain of the primary email address associated with an Account is owned by a business or other organization (“Entity”) and was assigned to a User as an employee, contractor or member of the Entity, such as yourname@youremployer.com or yourname@nonprofit.org (“Entity Email Address”), User grants that Entity and its administrator(s) permission to: (a) identify Accounts created with an Entity Email Address; and (b) restrict or terminate access to an Account created with an Entity Email Address. User acknowledges and agrees that we may assist Entity with such administration.

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Schedule B – Messenger Feature
This Service Schedule was last updated on August 1, 2021. Unless otherwise defined in this Schedule, capitalized terms will have the meaning given to them in the Terms.
1. Definitions
“Messages” means the online text messages which Users may input, access, retain, share with, and receive from other Users via the Messenger Feature.
“Messenger Feature” means the service within the Site that facilitates the input, access, retention, and sharing of Messages.

2. Additional user Responsibilities for use of Messenger Feature

2.1 DealMaker’s provision of the Messenger Feature for use within the Site is conditioned on User’s acknowledgement of, and agreement to, the following:
(a) User is solely responsible for registering and maintaining Account in order to facilitate the communication functionality via Messenger Feature;
(b) As between DealMaker and User, User is solely responsible for complying with all laws applicable to the content, communications, and use of Messenger Feature and User represents and warrants it will use and permit use of Messenger Feature solely for lawful purposes and only in accordance with the terms of the Terms; (c) User covenants not to use Messenger Feature for any of the following purposes: The unsolicited sending of spam/unsolicited commercial electronic messages, third party advertisements, derogatory, racist, sexist, homophobic or other objectionable language, slander, libel and threats; and
(d) All other terms and conditions of the Terms apply to User’s use of Messenger Feature as part of the Services. Schedule C – Payments Functionality
This Service Schedule was last updated on August 1, 2021. Unless otherwise defined in this Schedule, capitalized terms will have the meaning given to them in the Terms.
1. Definitions
“Ancillary payment fees” are payment processing fees charged by the issuer and unique to each Purchase made by a User. DealMaker does not set or control Ancillary Fees.
2. User Acknowledgements regarding Payments
(a) All payment processing is powered by a third party, on behalf of the issuer.
(b) Payments made over the platform are submitted to the applicable merchant, who may or may not accept such payment in their full discretion.
(c) If you are requesting a refund of your investment or Ancillary payment fees, contact the issuer. Refunds are made at the discretion of the issuer. We do not set or control the issuer’s refund policy.
(d) Any ancillary payment fees are levied by the issuer. Ancillary payment fees may not be refundable, at the issuer’s discretion.
(e) If you pay by credit card in a foreign currency, you may incur foreign exchange costs. Foreign exchange costs incurred by the user are not DealMaker’s responsibility. DealMaker holds no liability in refunding losses due to partial refunds as a result of exchange rate fluctuations or otherwise.
(f) Any User submitting a payment may be required to submit additional information related to identity verification or anti-money laundering compliance. Failure to submit such information may result in the purchase being denied and any payment submitted being refunded.

3. Disputes(a) All disputes between a User and an issuer should be resolved between the two parties without resorting to chargebacks. By submitting payment in respect of a purchase made via DealMaker.tech, User is entering into a legally binding contract with the receiver of the payment directly. User should contact the issuer for a refund as described above, but in no case is a User permitted to initiate a credit card chargeback or ACH dispute.(b) Users acknowledge that once payment has been submitted, the issuer may choose to accept or not. If the issuer chooses to accept, a contract is formed. Issuer can and will pursue its remedies against any User who submits a payment and then engages in a chargeback. IN SUCH CASES, A USER’S LOSSES MAY BE GREATER THAN THE AMOUNT OF THE PURCHASE.